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Frequently Asked Questions

What is CowryChurch?

CowryChurch is a brand name of Cowrydigital Solutions. It is a faith-based Financial Technology platform that simplifies giving for churches and its members.

With Virtrix wallet, you will be able to give various types of church offerings with utmost privacy no matter the amount involved.

Virtrix wallet focuses on total privacy and seamless payment during offering session. This is made possible through the use of Paycodes.

These are 6-digit numbers generated for use of payment of church offerings both during online and offline situation. 5

On the home page, click on the new paycode feature and type in the offering amount and then generate a paycode, follow the prompts to make payment.

Three ways are possible. The first is to pregenerate a Paycode on standby which can be accessed via a dedicated church mobile device.

The second way is use of church-provided mobile device to access ones wallet account from which offering payment is done.

The third way is use of assisted mobile device to access ones wallet account from which offering payment is made.

Yes your money is safe with Virtrix. This is because we are duely registered by CAC and in partnership with a payment gateway company licenced by CBN to temporarily hold your money on our behalf.

Virtrix wallet leverages existing payment infrastructure and technologies as well as applying a business model that involves but not limited to the use of "Reserved Offering" to facilitate seamless wallet to wallet payments.

This is a designated fund a church member gives to his or her local church voluntarily in the hope of using it to give offerings in the near future. The church is seen as the custodian of the reserved offering but not given permission to use it for offering purpose. However, a user permits a church to utilize his or her reserved offering when wallet to wallet payment is made to the church in custody of the offering or fund.

Virtrix being mindful of it's customers experience and affordable cost, employs "Pay As You Go" method to enable you pay only for the service you use. Our platform use fee charge is in two parts, fees charged by the wallet service provider and that charged by the payment processing company.